{"id":240,"date":"2022-07-27T15:13:26","date_gmt":"2022-07-27T15:13:26","guid":{"rendered":"https:\/\/www.firesidesettlements.com\/?page_id=240"},"modified":"2025-10-14T19:22:48","modified_gmt":"2025-10-14T19:22:48","slug":"purchasers-faq","status":"publish","type":"page","link":"https:\/\/firesidesettlements.com\/?page_id=240","title":{"rendered":"Purchaser’s FAQ"},"content":{"rendered":"\n
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Home<\/a><\/div>\n\n\n\n
Purchaser’s FAQ<\/a><\/div>\n\n\n\n
Seller’s FAQ<\/a><\/div>\n\n\n\n
Refinancing FAQ<\/a><\/div>\n\n\n\n
Our Fees<\/a><\/div>\n\n\n\n
For Sale by Owner (FSBO)<\/a><\/div>\n\n\n\n
Additional Services<\/a><\/div>\n\n\n\n
Contact Us<\/a><\/div>\n<\/div>\n\n\n\n

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Complete the loan application with your lender as soon as possible.<\/em><\/strong> Promptly provide your lender with any documents that have been requested.<\/p>\n\n\n\n

Obtain a hazard\/homeowner’s insurance policy<\/em><\/strong> showing the lender as the mortgagee on the policy. Arrange for the lender to receive the policy before the date of settlement.<\/p>\n\n\n\n

Arrange for a termite <\/em><\/strong>inspection <\/strong><\/em>of the property if required under the terms of your contract, or by the lender.<\/p>\n\n\n\n

Coordinate with your agent to schedule<\/em><\/strong> the closing date and time. If you are not using an agent, contract your FireSide Settlement contact<\/a> to schedule the closing.<\/p>\n\n\n\n

Wire funds to us<\/em><\/strong> for the estimated closing costs and\/or your down payment for the estimated amount due. Any difference in costs up $500 may be paid by personal check; any excess will be refunded to you at the time of closing.<\/p>\n\n\n\n

Arrange for preparation of a Power of Attorney<\/em><\/strong> if you are unable to attend closing on the date scheduled. This will allow a family member or trusted friend to sign documents on your behalf. You should inform us as soon as possible if you are not able to attend closing so that arrangements can be made for you to sign a Power of Attorney and certain other documents in advance.<\/p>\n\n\n\n

Contact the utility companies<\/em><\/strong> to transfer the accounts into your name as of the date of closing. For your convenience, we have compiled a list of local utility companies in the Northern Virginia area.<\/p>\n\n\n\n

Arrange for a final walk-through inspection<\/em><\/strong> of the property prior to closing to make sure all appliances and major systems are in working order.<\/p>\n\n\n\n

Bring photo identification<\/em><\/strong> such a driver’s license, passport, or military identification card with you to closing.<\/p>\n\n\n\n